Notarial blog and other practical content

I answer the many questions about common and everyday situations that occur in communities of neighbors.

In this article we will try to analyze what notarial real estate auctions are, what types exist, how they are regulated and what is the procedure to be followed.

Discover the new rules for those cases in which it is one of the spouses or partners who acquires the property alone.

Last Tuesday, February 13, 2024, the Council of Ministers approved an agreement to create a line of guarantees. Discover all the key points and its requirements.

We begin the year 2024 with relevant novelties regarding mortgage commissions, especially for those debtors who are thinking of early amortization of their mortgage loans.

This end of 2023 brings us, as a great novelty, the entry into force of Law 11/2023, which, in the notarial field, means the introduction of great novelties.

Banking procedures are one of the main concerns of heirs. Discover the important keys.

Discover the essential requirements and guarantees to take into account when buying a new building.

The de facto guardianship is the star measure of protection chosen by the legislator, thus responding to a sociological reality in this area, that is, the fact that in most cases, it is the family environment (parents, children, siblings, etc.) who provide support and assistance to disabled persons.

There are many examples in which legal deadlines are key factors for the proper exercise of our rights. A proper understanding of this reality becomes key and very important for citizens.

Discover the requirements and obligations of forming a Domestic Partnership in Spain. This complete guide offers you everything you need to know to understand the current laws and procedures.

Since the entry into force of the famous "reference value" at the beginning of 2022, as a key element for calculating the ITP taxable base in the sale and purchase of real estate, the taxation of these transactions has been greatly simplified.

It is common to find apartments registered in the Land Registry, whose dimensions or description do not correspond to their physical reality. We explain you how to rectify it.

In a few months, Spain will experience a true revolution in the notarial sector, thanks to the implementation of the electronic protocol and the possibility of granting public documents telematically.

The Spanish real estate market is one of the most dynamic in the world, partly thanks to the great system of preventive legal security that exists thanks to the Notaries and Property Registrars.

One of the most common questions that many clients ask us, is everything related to what document or documents they should bring. Here we explain everything.

Access to the Spanish Notary's Office is through a competitive examination system, in which the best candidates are selected to take part in the corresponding selective processes to obtain the title of Notary Public.

Although it may seem somewhat strange, Notaries, given their status as public officials, have strict limitations on advertising or marketing activities.

When a citizen executes a deed, he/she should know that the original of the public instrument he/she signs, which is called the parent deed, will be incorporated into the notarial protocol of that Notary Public.

The Notary Public is a public official whose main mission is to provide society with what is known as preventive legal security.

The Notary, in addition to being a civil servant, is a legal professional, so that, unlike the vast majority of civil servants, he/she does not receive any amount from the State.

Each Notary Public, by law and based on his or her appointment, is assigned to a locality, so that he or she is only empowered to give public faith within the locality to which he or she is assigned.

Notaries, as public officials, within the framework of their performance, must comply with the law in force, otherwise, they are exposed to the imposition of serious sanctions.

In some cases the notary may travel to sign outside his office. We tell you all the details about it.

In urgent cases you can count on a notary outside normal office hours. We tell you all the details.

The opening hours of the notary's office can be freely fixed by the notary. We explain it in detail, as well as the vacation issue.

Clients who go to the Notary's office to sign a public document must pay the Notary the corresponding amounts, which take the legal form of a fee.

Any person interested in executing a public document before a notary may choose from among the 3,000 notaries in Spain.

Discover a practical guide in case you encounter damages after the sale of your property.

The so-called "create and grow" law introduces options to create a company in an ultra-fast way. Learn about the advantages and disadvantages here.

Find out about all the current aspects that any interested party should take into account when starting a new emerging or innovative business project.

Discover several interesting measures that have been launched to support mortgagors in financial distress.

The current legislation is designed to protect the mortgagor. Find out here about the deadlines to take into account when signing your mortgage.

Learn about the new regulations that were urgently approved on 11/23/2022 and that impact mortgage debtors.

With the new regulations you will now be able to apply for your NIF quickly, easily and simply at any Notary's office in Spain. Find more information in this article.

Since the entry into force of the "reference value" at the beginning of the year 2022, this issue is one of the ones that generates the most doubts and queries. We explain what it is and what it is for.

In our day to day we often receive this question from customers who come to sign their mortgage loan in the process of closing their sale. We explain all the details.

Who will receive access to my WhatsApp or Tinder account once I pass away? Questions like these should be planned for in a digital will.

Discover current regulations and limitations on cash payments in Spain

Discover the tax implications of a capital increase with a non-cash contribution such as real estate.

Find out what the "Hague" apostille is and how it can benefit you if you travel abroad.

Learn about the characteristics and major differences between a limited company and a public limited company.

It is becoming more and more common for minors to travel alone or accompanied by third parties. You will find here the practical guide for their notarized authorization.

Find out about the characteristics, requirements, advantages and steps to follow to incorporate a limited liability company.

One of the big questions when it comes to entrepreneurship is the legal form through which the activity will be developed. Discover here the advantages of being self-employed or incorporating a company.

Find out what rights are recognized by the Catalan autonomous regulations when certain transfers take place, with special reference to the rights of first refusal in the case of the sale of leased housing.

The new Law 7/2022 on waste and contaminated soils for a circular economy introduces a set of reforms that we explain in this article.

The Supreme Court has had the opportunity to issue a ruling in March 2022, in which it once again recalls the importance of properly formalizing this institution.

Here you will find a practical guide with information of interest to take into account when considering the possibility of changing your mortgage bank.

Find the actions that any person should take to ensure that, in the future, his or her person and property will be properly cared for.

In this brief article I will explain the tax implications for the heirs depending on how this payment of the legitimate is carried out by the heir.

A simple and practical guide for any interested party to know how to proceed to accept and process the corresponding inheritance.

In this brief article I explain in an understandable way all the benefits or tax advantages that nowadays according to our tax legislation on the habitual residence.

The year 2021 has brought us a true revolution in our legal system to protect the weakest when it comes to exercising their rights and obligations.

I will explain the three main ways in which parents can help their children to obtain the necessary financing for the purchase of their primary residence, providing, for this purpose, "extra guarantees".

Several people can share a property, but what happens to the taxation when this community is dissolved? I explain here the effects with practical examples.

We inform you about the tax reform that modifies the rules for calculating the taxable base of the Transfer Tax and the Inheritance and Gift Tax.

Find out about all the aspects to take into account in relation to the new regulation of the tax popularly known as "plusvalia municipal" in the light of all the facts and regulatory reforms that have recently taken place in 2021.

Find out about all the current, present and future aspects that any interested party should take into account when incorporating a company or acquiring an existing one.

The brand Notaria Diagonal 550 has ceased to exist as such. From now on, notarial procedures will be handled differently. Find here all the related information.

Find out here about all the steps you must take to obtain the nationality and about the new possibility of taking the oath before a notary.

Find here all the information about fees or compensation that you must pay to your financial institution when you pay off your mortgage early.

The 21st century undoubtedly began and continues with great advances in the civil sphere, a clear example of which is gay marriage in Spain and the possibility of getting married today before a notary.

The real estate market in Catalonia, and specifically in the city of Barcelona, is increasingly facing more and more regulatory limitations or restrictions. In this brief article we comment on all the points to take into account.

The purpose of this article is to set out all the issues that both buyer and seller must take into account in the event that the property being transferred is leased to a third party.

This is one of the issues that generates the most nervousness and interest in the parties involved in a real estate sale and purchase, especially in the home buyer.

Everything you need to know about municipal capital gains tax [Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana] when you sell your home.

Find out all the information about this issue that often causes confusion among the parties to a deed of sale.

All relevant information about the certificate of debts with the homeowners' association.

We explain all the details to take into account about the Energy Efficiency Certificate of a property.

We inform you about the technical inspections to take into account in order to obtain a building's certificate of suitability

What is the cédula de habitabilidad and how can it be obtained? We inform you about all the important features.

Understand what the cancellation of your mortgage registration is, how it is done and how much it will cost you.

A mortgage appraisal is a valuation of a property. Through this valuation, the financial institution knows the value of the property that guarantees the repayment of the loan.

The formalization of a mortgage loan by a financial entity is a transaction subject to and exempt from VAT, which is taxed by Stamp Duty (AJD).

This article aims to explain in depth the possible bank fees that appear in a mortgage loan contract formalized before a notary.

How to correctly sign a will in Catalonia during the confinement phase by Covid-19

The government intends to come to the rescue of companies and the self-employed with ICO loans. What do they consist of and what are the advantages and risks?

The mortgage interest rates in an easy and clear way and we recommend you the best option at the moment. Discover the mortgage rate that suits you best.

Understands the regulatory framework for the formalization of mortgage loans in a clear, simple and summarized manner in order to be able to approach the subject knowledgeably

The Spanish mortgage loan and credit regulation has been subject to a MAJOR UPDATE due to its mandatory adaptation to European regulations.

With the addition of inheritance, you can include new assets or rights not explicit in the initial deed of acceptance and partition of inheritance. How to do it and what to take into account.

While accepting an inheritance is usually a positive event, sometimes people decide to renounce it. Find out what the consequences are and how to do it.

The notarial acceptance and partition of the inheritance is made after the death of a direct relative. We explain how the deed is made, its different types and costs.

The succession pact is an alternative to a will. It allows you to designate a successor and distribute your assets and rights during your lifetime. Learn about its benefits and conditions.

If you suffer an accident or serious illness, you can make sure how you want them to decide for you. What is a living will or advance directive and how to obtain it.

Have you ever wondered what happens if you die and do not have a will? Here we explain what intestate succession is and what the role of the State is when this happens.

Choose the destiny of your belongings when you die and do not let the law do it for you. Find out everything you need to know about having a will.

What to do when facing a separation or divorce? We explain which notary's office you should go to, the costs and advantages of registering a separation or divorce before a notary.

Wondering if your responsible child should emancipate? Find out what emancipation means, what its benefits are and how to do it.

What happens when the person responsible for a person with a disability dies? We explain the role of the protected estate in these cases and how to use it.

Self-guardianship is a legal order that can be very convenient for you and your family in critical moments. Learn about its benefits and how you can get one.

While preventive powers are rare, they are especially useful in the most difficult times. Find out what they are and how they could help you.

We all hope for a lifelong love, but it is also wise to consider marriage contracts. What they are and how they can benefit both of you.

Notaries are obliged to travel if the situation requires it.

If you are thinking of getting married before a notary, solve all the typical doubts quickly and easily.

What is a notary public for? Can I choose the notary public I want? What does a notary public charge? We answer all these questions in this article.